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How Much “money” Do U.S. Residents Have Left to Support the Recovery?

On April 17th, since the outbreak, the United States has launched a total of 6 trillion US dollars in fiscal stimulus, and provided direct cash subsidies to residents of 870 billion US dollars (4% of GDP).

The large-scale fiscal stimulus since the epidemic has led to an increase of US$2.3 trillion in excess savings by residents, and US$1.2 trillion is still retained.

The remaining excess savings are mainly concentrated in the hands of middle and high-income people.

In terms of structure, 1) low-income groups have less stock savings, and the flow is “overwhelming”; 2) the middle-income situation is slightly better, but wage growth is also lagging behind price increases; 3) high-income groups have more excess savings (accounting for half of the overall scale) around), and is expected to be available until mid-2024.