Fund , in a broad sense, refers to a certain amount of funds established for a certain purpose. It mainly includes trust investment funds, provident funds, insurance funds , retirement funds, and funds of various foundations. Funds are very suitable for investment tools for ordinary investors. What are the advantages of funds?
low threshold
For example, ordinary investors directly invest in stocks, usually starting from 100 shares, and the stock price ranges from a few yuan to thousands of yuan. If investors are optimistic about Kweichow Moutai, they need more than 10w yuan to buy one lot, and the threshold is too high.
But if you choose the corresponding liquor fund, you can buy it for only 10 yuan or 100 yuan, which is very friendly to small capital investors or beginners who want to try to be investors.
Save time and worry
For non-professional investors, it is impossible to keep an eye on the market every day. We all have our own jobs, so handing over the money to professional fund managers can save you more worry. You only need to check your investments from time to time. Combination, need to adjust the adjustment just fine.
risk diversification
If we invest in stocks or bonds alone, it is difficult to diversify investment due to certain thresholds and limited investor funds.
However, the fund pools many small and medium funds, buys different assets, and then divides them into small shares. In this way, although the amount of each share we buy may not be high, the investment is very scattered, which can reduce certain risks.