With the public ‘s pursuit of funds , the number of people investing in funds is increasing day by day. Of course, they will encounter various problems in the process of fund investment . Among them, many people want to know how long it takes to transfer funds to the account, because in actual operation, the fund is redeemed, but the money is not seen to the account.
According to the different investment objects, funds can be divided into monetary funds, bond funds , hybrid funds , stock funds and so on. Different fund types will have different redemption times. Xiaoqian counted the redemption arrival times of various funds:
Monetary Fund: T+1 Arrival
Bond Fund: T+1 to T+3 days
Hybrid Fund : T+1 to T+3 days
Equity Fund: T+3 to T+5 days
QDII Fund : Account arrives from T+7 to T+10
It can be seen that the general monetary funds are the shortest, that is, the arrival time on T+1 day. It also needs to be redeemed before 15:00 on t day. If redeemed after 15:00, a one-day extension is required. The redemption time of stock funds, index funds and QDII funds is relatively long.
However, there are differences in the arrival time of redemption of funds purchased on different platforms . The order of time from short to long is basically: Internet third-party sales platforms (Alipay, Japan Fund, etc.), online direct sales platforms ( official channels of fund companies ), securities companies, banks, etc. Let me tell you a little trick:
Now various commonly used third-party financial platforms have their own baby products. There are two options when operating, one is quick redemption and the other is ordinary redemption. If you choose quick redemption, you can redeem funds to baby products, which is 1-2 days faster than ordinary redemption to bank cards.